Garland Dunham's Blog

Posted on 10/18/2020
Good Habits for Keeping Your Kitchen Perpetually Clean
Photo by Mabel Amber via Pixabay You can walk into some folk’s homes and feel the chaos, while in other homes, all you see is clean. There must be a secret to keeping a house picked up without the aid of a housekeeper, right? Right! People whose homes always appear tidy have habits that keep them that way....
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Posted on 10/11/2020
The Joys of Homeownership - And How to Keep Them That Way
Photo by Andy Dean Photography via Shutterstock The phrase “the joys of homeownership” is a staple in most households. But sometimes, you think you hear a snicker behind the smile. Now that you’re finally ready to become an owner, you might be wondering if that term is truthful or sarcastic. The answer is “Both.” How can it be...
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Posted on 10/04/2020
Privacy and Freedom are Benefits of Home Ownership
Making the transition from being a renter to a home owner is a life changing experience -- one which brings both rewards and new responsibilities. Although you'll no longer have a landlord (on speed dial) to handle things like yard maintenance, noisy neighbors, and appliance repairs, you'll enjoy the satisfaction of being in control of your own living space,...
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Posted on 09/27/2020
How to Protect Unoccupied Property
Image by Philipp Berndt from Unsplash Sometimes the timelines for buying and selling a home don’t match up perfectly. You may have purchased a new home or need to relocate before you can sell your current residence. In these cases, your property may remain empty for weeks or months at a time. Here are a few ideas for...
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Posted on 09/20/2020
Legal Reasons to Back Out of a Real Estate Purchase Contract
Photo by Gerd Altmann via PixabayOnce you sign a purchase agreement, whether you are the buyer or seller, it is very difficult to back out of it. However, as a buyer, you are able to back out if your real estate agent drafts the contract properly. Real estate agents use a standard contract. That does not mean that...
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Posted on 09/13/2020
Choosing the Right Property to Flip
Photo by Jonny Lindner via Pixabay Making a flip profitable starts with one straightforward requirement: find a great deal. These tips are straightforward but crucial if you want to nail your first flip or your tenth. 1. Spread the Word that You're In The Market By this point you should have a rock star team nailed down--a few...
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Posted on 09/06/2020
Conforming Loan Limit Increase and the Jumbo Market
Image by Arek Socha from Pixabay If you bought a house that was over $484,350 prior to 2020, you had to get a jumbo loan, which is a non-conforming loan. The Federal Housing Finance Agency (FHFA) increased the limit on conforming loans to $510,400 in most areas. The FHFA also increased the loan limit to $765,600 in some...
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Posted on 08/30/2020
Homebuying Costs You Need to Know About
If you plan to purchase a house in the foreseeable future, it generally is a good idea to plan ahead for all of your potential homebuying costs. That way, you can secure the funds you need to purchase your dream house. Now, let's take a look at three costs that every homebuyer needs to consider during the property buying...
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Posted on 08/23/2020
Wallpaper is Making a Come Back in 2020
Photo by Trudi Finniss via Pixabay Wallpaper is making its comeback in 2020, much to the delight of today's edgiest designers. Fitting wallpaper, with its vintage appeal and old-time reputation, into modern spaces presents a unique challenge. But then again, today's wallpapers bear little resemblance to the paper our parents used in the '60s. Deceptively easy to apply,...
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Posted on 08/16/2020
What is a USDA Loan?
Image by Free-Photos from Pixabay If you're looking for loans with excellent interest rates, you may have heard the term USDA bandied about. This special type of loan is attractive on paper, but the reality is a little more complicated than what meets the eye. Learn more about what a USDA loan is meant to do, how to...
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Posted on 08/09/2020
The Easy Way to Remove Old Caulk & Replace It
Image by bidvine from Pixabay If you have a bath or shower that required caulking, chances are that caulk has seen better days. It's soft, so abrasive cleaners wear away at it. This may cause gaps or ragged holes that trap residue. And even if it's all in one piece, mildew and grime will likely stain it over...
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Posted on 08/02/2020
Potential Reasons Your Home Hasn't Sold Quickly
Photo by Designecologist from Pexels It would not be realistic to expect your home to sell immediately (though some do), but a home that has been on the market for longer than average may have some underlying issues that are preventing the sale. Learning the most common reasons that a home fails to sell, even when others are...
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